Smiling family looking at paperwork together, symbolizing easy benefits

A Smarter Way to Cover Your Health

Introducing the SBME Package: a unique, two-part health solution that combines affordable, first-dollar coverage for everyday needs with powerful protection against major medical costs.

Learn More About SBME

What's Included in Your SBME Package

Essentials Coverage

Your Base Plan

  • 100% Preventive Care
  • $25 Copay Primary & Specialist Visits
  • $0 Copay Telehealth & Virtual Mental Health
  • $50 Copay Labs / X-Rays
  • $15 Copay Generic Medications

Community-Based Sharing

Major Medical Protection

  • Hospital, Surgery, Accidents
  • $1,250 Initial Unshareable Amount (IUA)
  • 3 Max per family per year
  • 100% Share after IUA
  • Freedom to Choose Any Provider

Most members pay between $312–$436/month, depending on age and family size.

Top Ratings From Members & Experts

SBME is trusted by members who value simplicity, transparency, and support that actually cares. Here's what real members are saying.

TK

"I've used two other health programs and SBME is by far the most responsive and affordable."

March 2024

PB

"Our family finally found coverage that fits our budget and needs."

February 2024

JB

"Amazing support — every question answered quickly."

January 2024

SM

"The combination of everyday coverage and major medical protection is exactly what we needed."

March 2024

RD

"Simple, transparent, and affordable. No hidden fees or surprises."

February 2024

LC

"Best decision we made for our family's health coverage. Highly recommend!"

January 2024

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